Here are some sector specific KPIs: Banks 1) NIMs - Net Interest Margins (higher, better) 2) ROA - Return on Assets (higher, better) 3) NPA - Non Performing Asset (lower, better) 4) LDR - Loan to Deposit ratio (80-90%, ideal) 5) CIR - Cost to Income ratio (lower, better) 6) CASA - Current Account Savings Account ratio (higher, better) NBFCs 1) GNPA - Gross Non Performing Assets (lower, better) 2) ROA - Return on Assets (higher, better) Hotels 1) ARR - Average Room Rate (higher, better) 2) RevPAR - Revenue Per Average Room (higher, better) Hospitals 1) ARPOB - Average Revenue Per Operational Bed (higher, better) 2) ALOS - Average Length of Stay (higher, better) 3) BOR - Bed Occupancy Rate (80-90% ideal) Pharma 1) Inventory Turnover Ratio (higher, better) 2) Gross Margin Ratio (higher, better) 3) API export volume (higher, better) Telecom 1) ARPU - Average Revenue Per User (higher, better) 2) Churn Rate (lower, better) 3) Subscriber growth (higher, better) 4) EBITDA Margin (higher better...
Blog 2, let's get straight into it. What's happening with Trump? Is he as insane as people make him out to be, or is he up to something genius which people can't see? I'd like to believe the latter. A US, China showdown was eventually inevitable considering the dramatic rise of the Chinese economy coupled with the rising US debt. Since the ping-pong diplomacy between Nixon and Mao, America decided to export its blue-collar jobs to the mandarins. Why get your hands greasy when you can hire someone at a low cost to do the dirty work for you? This could be seen as the foundation stone for the manufacturing behemoth, that is China. Sweatshops were set, skills developed, American companies flooded with orders to up their margins and bring down their costs - and it was a win-win, because those who embraced the wontons, won by tons. Back in the West, while Americans enjoyed the exploitation and cheaper products, their own blue-collared workers transitioned towards a service-...